Commercial property loans
Buy your own premises or a commercial investment such as shops, offices, warehouses or mixed-use.
Commercial loans are assessed differently from home loans. Lenders look closely at the lease, the tenant and the property type, and usually require a larger deposit.
Whether you're buying premises through your business or a commercial investment, Ram compares lenders and structures the loan around the property's income and your plans.
Who this suits
- Business owners buying their premises
- Investors buying shops, offices or industrial units
What Ram helps with
- Owner-occupied and investment commercial loans
- Lease and valuation requirements
- Refinancing existing commercial debt
Documents to have ready
You don't need everything for the first chat, but having these handy speeds things up.
- Contract or property details
- Lease agreements
- Business or personal financials
Questions about commercial property
Often 20% to 35% depending on the property type and lender, sometimes less with additional security.
Guides on commercial property
Talk it through with Ram
A free, no-obligation conversation about where you are now and what you're planning. No credit check, no pressure.