Equipment and vehicle finance
Finance vehicles, machinery, technology and fit-outs while keeping your cash in the business.
Equipment finance lets your business spread the cost of vehicles, machinery or technology over time, usually with the equipment itself as security.
Ram compares chattel mortgages, leases and hire purchase options so the structure suits your cash flow. Talk to your accountant about the tax treatment of each.
Who this suits
- Tradies and transport businesses
- Cafes, restaurants and retailers fitting out
- Any business replacing or adding equipment
What Ram helps with
- Vehicle and ute finance
- Machinery and plant
- Kitchen and shop fit-outs
- Technology and POS hardware
Documents to have ready
You don't need everything for the first chat, but having these handy speeds things up.
- Supplier invoice or quote
- ABN details
- Recent financials or BAS
Questions about equipment finance
Not always. Many lenders offer no-deposit options for established businesses, with a balloon payment at the end if you want lower repayments.
Guides on equipment finance
Related loans
Talk it through with Ram
A free, no-obligation conversation about where you are now and what you're planning. No credit check, no pressure.