How much could you borrow?
A quick range to start with. Different lenders can give very different answers for the same person, which is where a broker earns their keep.
Car, personal and HECS repayments
Lenders count the limit, not the balance
Estimated borrowing range
$423,000 to $470,000
- Take-home pay per month
- $6,173
- Living expense estimate
- $2,000
- Tested at
- 9.00%
A rough guide only. Lenders test your repayments at a buffer above the actual rate and use their own expense and income rules, so results vary widely between lenders. This isn't an offer of credit or an approval.
Want a real number?
Ram can run your details against actual lender policies, including overtime, bonuses, self-employed income and rental income.